Express yourself.
Launch your boat faster with a HARBOUR EXPRESS boat quote.
If you own a small boat that is less than 30 feet, and has a combined value of less than $50,000 you may be eligible for a HARBOUR EXPRESS policy. Easy application for small boat insurance.
Looking to insure your small boat for those warm summer nights on the lake with family? Or maybe a quick rip out to the island over the weekend with friends? Fishing before work? Then HARBOUR EXPRESS is the perfect fit for all your boating insurance needs. Our EXPRESS product is geared to power and sailboats that are less than 20 years old, under 30 feet length, and valued less than $50,000. Fill out our HARBOUR EXPRESS quote form or pick a package below that fits your lifestyle, and we’ll get you out on the water in no time!
Is HARBOUR EXPRESS Boat Insurance the right policy for me?
For boaters looking for small boat insurance: If you meet the following criteria, we can issue an EXPRESS policy without a photo, survey, or a signature:
- You’re a resident of Ontario, aged 20 or older
- You have a minimum of 2 years experience operating boats and a valid PCOC
- Your boat is less than 20 years old
- You have less than 2 boat claims in the past 5 years
- Your boat is max. length 30′, max. value $50K (boat & trailer), max. speed 60 mph
- Boat construction is fiberglass, aluminum or fabric
- Your boat is for pleasure use only
Boats we insure under the small boat insurance Express program:
- Fishing boats
- Bowriders/Runabouts
- Pontoons
- Cuddy Cruisers
- Cruisers
- Ski/wake boats
- Jet boats
- Fiberglass, aluminum and fabric/rigid hull inflatable construction
- Emergency towing up to $1000
- Choose your own repair location
- Damage caused by vermin is not excluded
- Loss of use coverage and personal items coverage
