Yachts and larger boats have a different set of exposures and risks. The brokers at Safe Harbour Insurance will assist to evaluate your risk. Helping you to make an informed decision on how to insure your vessel. The most important aspect of insurance is at the time of a loss. Safe Harbour Insurance is here to assist. We are constantly in touch with surveyors and claims adjusters, and are fully committed to fair and prompt claims settlements for our clients. Call the yacht insurance specialists today.
* Increased limits of coverage are available – ask about our Pleasurecraft Enhancement coverage.
Yacht coverage
Sailboat coverage
Free Value Added Packages for Sport Fishing Boats
$10,000 Fishing Equipment and Supplies
To protect your rods, reels, jigs, rigs, hard/soft baits, tackles, electronics, tools, lines, attractants, nets, waders, leaders, hooks, on board storage supplies, lures and fishing gear.
$2,000 Loss of use expenses
For renting a temporary vessel, charter vessel with guide and temporary accommodation expenses at specific sub limits.
$2,000 Reimbursement of emergency expenses
For commercial towing, labor costs and running out of fuel.
$1,000 Search and rescue expenses
To protect against persons lost at sea
Free Water Sport Packages for Ski & Wakeboards
Available for all water tow sports. Insure valuable equipment before boating season starts.
$5,000 Boat towed water sport equipment
For boards, skis, ropes, bindings, handles, helmets, gear and accessories.
$2,000 Loss of use expenses
For renting a temporary substitute vessel or temporary accommodation expenses at specific sublimits.
$2,000 Reimbursement of emergency expenses
For commercial towing, labour costs and running out of fuel.
Additional premium options available for $50*
*Non-refundable
Free Value Added Packages Cruisers
Available for cruisers starting at $350,000 in value, and less than 10 years old.
$30,000 Personal effects
$5,000 Loss of use expenses
For renting a temporary substitute vessel or temporary accommodation expenses
$5,000 Reimbursement of emergency expenses
For commercial towing, labour costs resulting from mechanical breakdown or running out of fuel.
$5,000 Search and rescue limit
Increased Protection & Liability limits are included on vessels valued over $500,000
In Toon Includes:
Additional coverage for fishing gear and boat towed water sport equipment.
$5,000 Fishing gear and Boat towed water sport equipment.
Including rods, reels, tackle, boards, skis, ropes, bindings, plus other gear and accessories.
$1,000 Loss of use expenses
For rental of a temporary substitute vessel in the event of a covered loss.
$1,000 Reimbursement of emergency expenses
For commercial towing, labour costs, mechanical breakdown or running out of fuel.
Additional premium options available for $50*
*Non-refundable
Additional credits available, contact a Safe Harbour broker for more info. Applicant must be claims-free for over 5 years. Owners/operator must be experienced. Or have a boating education such as Canadian Yacht Association (CYA) or Canadian Power and Sail Squadron (CPS).
To insure your yacht, you may need a survey to determine its condition and current value. An out of water survey is required for boats 15 years of age or more. And a new survey every 5 years thereafter. Find an Underwriter approved list of surveyors.
Request a yacht or sailboat insurance quote online below and a Harbour Insurance Broker will contact you within one business day to finalize your policy and premium. Or call us direct at 1.877.731.1224 or 1.705.528.1276.