Express Boat Insurance

Perfect for boats up to 30 feet, and has a combined value of less than $50,000. Jet, Ski, Wake & Pontoon boats from $400/yr. Runabouts from $450/yr and Jet Skis from $425/yr


The Right Product for You

Water ski boat

Boat insurance from $34/month

Easy application for small boat insurance. If you meet the criteria, we can issue an EXPRESS policy without a photo, survey, or a signature.

Express Coverage

  • $2 Million Protection and Indemnity (Liability)
  • Sub-limit of $2 Million Waterskiing Liability
  • $2 Million Uninsured/Underinsured boater protection
  • Agreed Value Coverage for vessels 9 years of age or newer
  • $5,000 Personal Effects Coverage
  • $2,000 Reimbursement of Emergency Expenses
  • Low $500 deductible
  • Deductible is waived in a no-fault accident

Have a bigger boat – ask us about our Navipro products.  

Anchor Icon

Why Choose Safe Harbour?

Quick Boat Insurance Quote Process Icon

Quick Boat Insurance Quote Process

When you deal with SHI, your questions will be answered in plain language so you understand the option and can make the best insurance purchase for your boat and lifestyle.

Fully Covered from Bow to Stern Icon

Fully Covered from Bow to Stern

  • Agreed Value Coverage
  • Protection & Liability
  • Uninsured and underinsured boater protection
  • Personal Effects
  • Emergency Expenses
  • Endorsements available for fishing, water sports, pontoon and high end cruisers.
Responsive Boat Insurance Claims Service Icon

Responsive Boat Insurance Claims Service

Our clients consistently thank us for the quick response time and ease of doing business with us. You’ll be connected with a prequalified expert independent marine surveyor through our 24 hour claim reporting service.

Flexible Payment Options Icon

Flexible Payment Options

How do you want to pay?  We have flexible options including monthly payments and financing.