The Safe Harbour Advantage

At Safe Harbour Insurance Services, we know marine insurance – it’s what we’ve done for more than 50 years.

Available to boaters in BC, AB, ON, QC.

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Why Choose Safe Harbour?

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Quick Boat Insurance Quote Process

When you deal with SHI, your questions will be answered in plain language so you understand the option and can make the best insurance purchase for your boat and lifestyle.

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Fully Covered from Bow to Stern

  • Agreed Value Coverage
  • Protection & Liability
  • Uninsured and underinsured boater protection
  • Personal Effects
  • Emergency Expenses
  • Endorsements available for fishing, water sports, pontoon and high end cruisers.
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Responsive Boat Insurance Claims Service

Our clients consistently thank us for the quick response time and ease of doing business with us. You’ll be connected with a prequalified expert independent marine surveyor through our 24 hour claim reporting service.

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Flexible Payment Options

How do you want to pay?  We have flexible options including monthly payments and financing.

The Right Product for You

Jet, Wake & Ski boats

Navipro

Yacht coverage

  • $2 Million personal protection & indemnity liability. Options to increase up to $5MM
  • $1 Million Uninsured/Underinsured Boater Protection – up to $2MM available
  • $1 Million waterskiing liability – up to $2MM available
  • $2000 Personal effects coverage
  • $1000 Reimbursement of emergency expenses
  • $1000 for fire department expenses

Sailboat coverage

  • $1 Million personal protection & indemnity Liability. Options to increase up to $5MM
  • $1 Million uninsured/underinsured boater protection – up to $2MM available
  • $2000 Personal effects coverage
  • $1000 Reimbursement of emergency expense
Express Insurance

Express Boat Insurance

Perfect for boats up to 30 feet, and has a combined value of less than $50,000. Easy application for small boat insurance.

For boaters looking for small boat insurance: If you meet the criteria, we can issue an EXPRESS policy without a photo, survey, or a signature:

  • $2 Million Protection and Indemnity (Liability)
  • Sub-limit of $2 Million Waterskiing Liability
  • $2 Million Uninsured/Underinsured boater protection
  • Agreed Value Coverage for vessels 9 years of age or newer
  • $5,000 Personal Effects Coverage
  • $2,000 Reimbursement of Emergency Expenses
  • Low $500 deductible
  • Deductible is waived in a no-fault accident