Harbour Insurance Services only collects, uses, and discloses personal Information for the following purposes:
When you apply for insurance, an application form is completed and signed by yourself. This form gathers the necessary information for the issuance and underwriting of your policy. This information is kept in our offices and reasonable precautions are taken to ensure that such information does not leave the premises unless necessary for the purposes of underwriting, or claims procedures. Any information may be passed to the insuring company/(ies) and they may in turn obtain further information from third party investigation services or individuals. We are obligated to retain this information for a period of 7 years after you cancel your policy with us, after which time, your file is destroyed in a secure manner.
Your knowledge and consent of Harbour Insurance Services Ltd. collection, use and disclosure of your personal information is critical. We rely on the following actions by you as indications of your consent to our existing and future Personal Information Practices:
Subject to certain legal or contractual restrictions and reasonable notice, you may withdraw the consent at any time. Harbour Insurance Services Ltd. will inform you of the consequences of withdrawing your consent.
In some cases, refusing to provide certain personal information or withdrawing consent for Harbour Insurance Services Ltd. to collect, use or disclose your personal information could mean the we cannot provide you with insurance coverage or other requested products, services or information.
The Harbour Insurance Services Ltd. website may automatically collect certain non-identifiable information regarding Website users, such as the Internet Protocol (IP) address of your computer, the IP address of your Internet Service Provider, the date and time you access the Website, the Internet address of the Website from which you linked directly to the Website, the operating system you are using, the sections of the Website you visit, the Website pages read and images viewed, and the materials you post to or download from the Website. This non-identifiable information is used for Website and system administration purposes and to improve the Website. Your non-identifiable information may be disclosed to others and permanently archived for future use.
The Website may use “cookies”, a technology that installs information on a Website user’s computer to permit the Website to recognize future visits using that computer. Cookies enhance the convenience and use of the Website. You may choose to decline cookies if your browser permits, but doing so may affect your use of the Website and your ability to access certain features of the Website.
Harbour Insurance Services will only collect, use, or disclose personal information that is necessary for the identified purposes or as required by law. If we require personal information for any other purpose, you will be notified of the new purpose, and subject to your consent, that new purpose will become an identified purpose. Harbour Insurance Services Ltd. will only collect personal information by fair and lawful means. We will retain personal information only as long as necessary for the fulfillment of the identified purposes.
Harbour Insurance Services Ltd. will protect your personal information by security safeguards appropriate to the sensitivity of the information. Safeguards will vary depending on the sensitivity format, location, and storage of the personal information.
Habour Insurance Services Ltd privacy offices, MaryKate Townsend can be contacted at 1 (877) 731-1224 emailed at firstname.lastname@example.org. If you are not satisfied with Harbour Insurance Services Ltd. response to privacy related inquiry or complaint you may contact the Office of the Privacy Commissioner of Canada during business hours at 1.800.282.1376 or at www.privcon.gc.ca.